Think refinancing is only a way to get a lower mortgage rate? Refinancing can help homeowners accomplish other important financial objectives as well. Here are some of the other benefits of refinancing: Cash out on some equity. If you have enough... (Read More)

Your credit score is a very important three-digit number. It has a big impact on whether you qualify for a home loan and your mortgage rate. While a number of different factors can influence your credit score, one of the most important is how well... (Read More)

Buying your first home? Here are three real estate professionals who will play a big role in your leap from renting to owning your own home: Mortgage loan officer. Before you look at a single home, you should get pre-approved for financing from a... (Read More)

Did you know that April showers bring ... a blooming real estate market? Housing website Zillow crunched the numbers and found that homes that are listed for sale in May are likely to sell faster and for a higher price compared with nearly all other... (Read More)

If you are a veteran or a member of the military on active or reserve duty, there's a special type of financing designed for you. The VA home loan program is an incredible benefit designed to help members of the military —past and present —... (Read More)

Applying for a home loan? As a mortgage borrower, you will have two rates — your mortgage rate and your Annual Percentage Rate, or APR. What is the difference between the two? Your mortgage rate is the base rate you'll be charged to borrow the... (Read More)

Ready to pursue the American Dream of homeownership? We offer a variety of home loan options for home buyers. Don't think you can apply for a mortgage with a less-than-perfect credit score or a small savings account? Think again! We proudly... (Read More)

Moving into a new home? If you have children, it's a great time to make sure your home is safe for the smallest members of your household. Every 30 minutes a child in the United States is injured as a result of a TV or furniture tip-over incident... (Read More)

You assembled your documentation, filled out the mortgage application and received approval to proceed with your purchase. It’s time to celebrate, right? Not quite. Your lender will recheck your credit right before closing, and certain... (Read More)