When purchasing a home, your mortgage pre-approval is based on your current financial situation. That's why once you are pre-approved, you should avoid making big changes to your finances. Here are several things you'll want to avoid doing while... (Read More)

A pre-purchase home inspection is a recommended part of the home buying process. An investment of about $300 to $500 can help you avoid an unexpected defect that could cost thousands of dollars, even tens of thousands, after you sign on the dotted... (Read More)

Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to 1 percent of your total loan amount. For example, on a $200,000 loan, one... (Read More)

Are you looking for a family-friendly home? You're in good company. Many people make home-buying decisions on the needs of their children, seeking homes near good schools and with child-friendly amenities and enough bedrooms to accommodate... (Read More)

Summer is a busy time of the year for real estate. That's due in great part to logistics. It's easier for many households to move in the summer. Many families with children try to time their moves in June and July so their children can start the... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

The property disclosure report is an important document in any real estate transaction. In it, sellers must reveal any issues relating to a property that could negatively affect its value. That's why it's so important for home sellers to set... (Read More)

Garage doors injure thousands of people each year. Help keep your family safe with these tips: 1. Remind children that the garage door remote is not a toy. Keep the garage opener remote out of reach of children. 2. Teach children to keep their... (Read More)

When it comes to buying a home, there are two very important people who can help guide you through the process. The first is your lender. Your loan officer can help you determine how much home you can afford and help you review your loan... (Read More)