Are you a candidate for refinancing?

It’s estimated that millions of Americans could save money by refinancing their homes but instead stick with higher-rate mortgages they obtained years ago. Why? Research shows that many homeowners believe a number of refinancing myths — they think refinancing is too complex, costly and time consuming. Others don’t think they are eligible based on past financial difficulties or the fact they owe more on their homes than they are worth.

Rather than assume that refinancing doesn’t make sense for you — or that you’re not eligible — why not find out for yourself? Home loan rates remain near historic lows. Many homeowners today could save a significant amount of money or accomplish other important financial goals by refinancing their mortgages.

Many people who haven’t refinanced are in the unfortunate position of owing more on their home than it’s worth, following the housing market crash of the late 2000s. For those who are ‘underwater’ on their properties, the Home Affordable Refinance Program (HARP) may be an option. HARP offers loans to these homeowners that feature lower rates and require no down payment. If you qualify for this program, you can gain significant financial freedom each month with lower mortgage payments. Whatever your financial situation, call us today to discover if refinancing could make sense for you. Just click here to get started.