You want to buy a home, but you don't have a 20 percent down payment saved. The good news is that in many cases, home buyers don't need that much money to buy a home. But you're going to have to set aside some money. How much? And how can you save... (Read More)

Considering how hectic each day can get, home maintenance may be the last thing on your busy mind. But keeping your home in shape from top to bottom can provide delightful dividends for you and your family. After all, a home is usually happiest when... (Read More)

A good credit score is important if you're thinking about purchasing a home. Your credit score impacts the interest rate that you can get for a mortgage. It also can impact your ability to qualify for certain types of home loans. And if it’s... (Read More)

The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price? Here's an example: A home is listed for sale at $350,000. It's a multiple bidding situation, so you... (Read More)

When you're buying a home for the first time, you're likely to encounter a host of mortgage terms and acronyms. Find them a bit confusing? You're not alone! Real estate really has a language of its own. At Primary Residential Mortgage, we're... (Read More)

A new home is definitely a big reason to celebrate. What better way to mark the day than with a thoughtful housewarming gift? If you enjoy giving practical gifts, a fire extinguisher is an incredible choice for a new homeowner. Every homeowner... (Read More)

When financing a home, you have a lot of choices, including the term of the loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments. Less... (Read More)

Are you getting ready to make an offer on a home? You'll need to decide how much money you're going to offer the seller, of course. And you'll also need to figure out how much to offer in earnest money. The earnest money deposit is an important part... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. Between the time you're pre-approved and the time you close on your home loan, you don't want your financial situation to change much. Luckily, there... (Read More)

At Primary Residential Mortgage, the best part of our job comes when we can say the two most rewarding words we know — Welcome Home. We know there's something incredible about closing day, being handed the keys to your new home and beginning... (Read More)